It’s no secret that we as Americans are tightening our belts. But before you lose your mind, sell all your possessions and move to the woods, here are easy ways to cut costs and save every month-without ever leaving the house.

1. Become Your Own Barista. If your morning routine includes a $4 trip to grab premium java, you’re spending $120 a month—or $1,400 a year! And that’s not counting the bagel or scone. These days, many high-quality espresso machines can be had for under $300. Just add grounds and you’re saving a big chunk of change… or beans.

2. Unsure About Insurance? Then maybe it’s time to compare quotes and save. Log on to a comparison site like Insurance.com or InsWeb.com, which aggregates quotes from several companies. Rates often change based on age or marital status-and simply browsing competing offers could save hundreds a year.

[Read more...]

Here is a website with invaluable information with over 118 ways to save money for help you or those you know in college .

With college tuitions increasing at record rates, frugality is no longer an option. As discussed in the book, The Millionaire Next Door, the average millionaire in the United States is frugal in his spending on cloths, cars, and other common expenses. How do you think they became millionaires in the first place?

There are only two ways to have more money at the end of the day: Spend less, save more or a combination thereof. Which one are you going to focus on? Click here to find out more.

Here is an article I saw on Yahoo with some great ideas on how to save money.

The economical challenges and energy crisis we are facing have not been seen in nearly 30 years. Regardless of what happens in the future, we must take action today to begin protecting ourselves and look at consumption in its totality, not just the environmental factors.

Save money, save resources, save the world. It starts with learning how to live within one’s means. That means spending less than you earn. I know it may be challenging, but the paradigm you choose can be one of hardship and despair or one of adventure and challenge. The choice is yours. Make it a good one!

Click here to view read the article and learn how to save $451 a month