Action Email April 2011

Have you noticed that people have a tendency to choose what is familiar (the perceived safer option) over the unknown (the perceived riskier option), regardless of how unhappy they may be with their current circumstances? How do make decisions when faced with choosing the status quo vs. change?

I believe we are biologically predisposed to play it safe. Consider our ancestors 10,000 years ago. When a group walked out of their cave and saw grass moving in the savanna, some were curious and went to investigate. It could have been an opportunity to bring home dinner, but all too often they became dinner. When he didn’t return, the others probably thought, “he took a chance and didn’t come back. I better avoid risk and play it safe.

This may have been a good long-term strategy in 8,000 BC, but not today. Yet we still tend to use the same rationale, experiencing fear and anxiety when faced with choices. Consider successful people you admire. Do you think they got there by playing it safe, or did they choose risk, the unknown?

Do you know the stories of best selling authors Robert Kiyosaki and Wayne Dyer? I think you’ll be surprised by what you are about to read.

Robert Kiyosaki, the bestselling author of the Rich Dad Poor Dad series of books created a board game, Cashflow, but nobody wanted to buy it. So he wrote a book, Rich Dad Poor Dad, thinking surely the book would generate publicity and create demand for his game. He found no publishing company that wanted his book. So he self-published 1,000 copies shipped to his home. He was eventually invited to speak about his book on regional radio programs.

When asked where listeners could purchase his book he said, “anywhere books are sold”, even though there wasn’t a single bookstore that carried it. Within one week we received calls from Barnes and Noble, Amazon, and other major book stores after they were inundated with requests to buy his book, and they wanted to carry it on their store shelves.

Wayne Dyer was a college professor. A literary agent persuaded him to package his ideas into a book, which resulted in Your Erroneous Zones. Although initial sales were thin, Dyer quit his teaching job and began a publicity tour across the United States, doggedly pursuing bookstore appearances and media interviews out of the back of his station wagon, making the best-seller lists. This eventually led to national television talk show appearances including Merv Griffin, The Tonight Show, and Phil Donahue.

When Kiyosaki and Dyer were presented with options they took the path less traveled. They did what few people do. They chose to step outside of their comfort zones, turn away from the familiar, and take action. As they say, the rest is history.

What will you do the next time you are faced with choices, opportunities? Remember those who have come before you and boldly taken action. As Thoreau said, “When you advance confidently in the direction of your dreams, and endeavor to live the life that you have imagined, you will be met with a success unknown in common hours”.

Action Email March 2011

It is March 2nd and there is opportunity in the air. I have just made a major professional transition, and would like to share with you some “ahas” I have learned in this process.

Have you ever thought the grass looked greener in the distance? I think we all have done that before. A friend illustrated this very well in the following anecdote.

He was standing on his front porch with a good friend admiring his neighbor’s yard saying how beautiful and amazing it looked, and how he wished he had his neighbor’s yard. The friend said, “No you don’t, because in six months it will look just like your yard.”

I have never forgotten that story and it’s meaning to me. If the grass looks green, it probably took a lot of work to get it that way, and also to keep it that way.

I have realized as I begin my new venture that challenges are really just opportunities in disguise. Every challenge is an opportunity to learn, to overcome, to improve, to synergize with my team, and find a better way. A way to turn the dry brown grass into a lush vibrant well landscaped work of art.

Consider this the next time you come upon a “challenge” and are frustrated by it. It is a learning opportunity, and invitation from the universe to create your own green lush work of art.

Financial worries are affecting employees’ performance at work

According to www.RHmagezine.co.uk report, 35% of the workforce believe financial concerns are preventing them from performing at their best. What is the cost of  diminished performance to the bottom line of a business? Considering payroll is often one of the largest expenses, and one in three employees is not performing at their best, this can cost business owners millions of dollars in potential losses.

Large multinational corporations keep their employees in desperate need of their next paycheck. When employees are desperate they are less likely to leave, or rock the boat, especially in the current economic climate. However, does the cost of diminished productivity out weigh the gain of maintaining less turnover? Absolutely, and I have an alternative that will increase employee morale, job performance, and profits.

If an employer offered a benefit of free financial education including personal coaching, every employee would have the opportunity to get out of debt, begin building wealth, and have much more energy to focus on being effective at work and at home instead of watching the clock and wondering how their going to pay their rent.

As an author and speaker my focus has always been on the most foundational level of financial awareness. I help my clients discover what paradigms continue to hold them back financially. Changing behavior is temporary, but changing the beliefs that affect one’s thoughts is where permanent change occurs. That is how at age 22 I created my own financial plan that lead me out from under $50,000 in credit card debt in less than four years.

I have corporate benefit packages available in which I work with businesses to provide the education, tools, resources, and coaching in a fun and exciting atmosphere to ensure every employee has what they need to succeed.

Visit www.JesseMHartman.com or call (206) 817-3286 for more information.

Help Me Give Away 393 Copies of My Book

The race to 500 Fans is on. To kick off 2011 I want to help 500 people create greater financial health by giving them my book, A Journey to Financial Well-Being.

The next 393 fans on my Facebook fan page will receive the electronic version of my book. In addition, I will give away paperback copies of my book for the cost of shipping, a $20.00 savings. Visit my online bookstore here and use code du201 for this special price. If the goal of 393 new fans is attained, I’ll draw names and give away autographed first edition copies of my book, and free passes to attend my class, The Pillars of Financial Well-Being, currently available for $299.00.

Visit my Facebook Fan Page and become a fan. Then sign up for your free electronic version of my eBook on the right hand side of this page!

I need your help to attain this goal. Below is a sample Facebook posting you can post in your Facebook so that all of your friends and family can take advantage of this opportunity. If you can reach just 5 people, we should reach 500 in the next week.

SAMPLE FACEBOOK POST:

My friend, Jesse, is the author of A Journey to Financial Well-Being, a book on improving financial health and life fulfillment. He’s giving away free copies of his book to the next 393 people who join his FB fan page. Take a look at the link below. (www.jessemhartman.com/blog)

Crisis or Opportunity

Most people would agree that this is the most financially challenging time since Herbert Hoover was president over 75 years ago, in the United States and abroad. It seems every day the vicious circle continues to spiral the markets down, from Asia, to Europe, to the U.S. and then repeats itself as the sunsets on New York City, its golden light awakens Asia.

While most people are experiencing great fear watching their hard earned retirement accounts continue to fall, others choose to see this as a great opportunity. There is usually 5% of any group that seems to find success wherever they go. Luck and skill play a small role in their success, but rather they see themselves in control of their future and their current experience. That is the single greatest reason successful people are met with success, they create it!

Here are three steps you can take right now to begin joining this 5%, and regain control of your experience and your future. Few things are as important as financial well-being, for when without it; is the major cause for bankruptcies, divorce, and health problems.

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How to make money in a bad economy

I recently came across this wonderful 5-minute video clip and wanted to share it with you. It is Darren Hardy (publisher of Success Magazine) being interviewed by Donny Deutsch (founder of Big Idea). In this interview Darren discusses 5 reasons why right now in the middle of an economic crisis may be the best time to start and grow your business. Click here to watch. Enjoy!

10 Reasons You’re Not Rich

by Jeffrey Strain, Wednesday, October 1, 2008 provided by the street.com

Many people assume they aren’t rich because they don’t earn enough money. If I only earned a little more, I could save and invest better, they say.

The problem with that theory is they were probably making exactly the same argument before their last several raises. Becoming a millionaire has less to do with how much you make, it’s how you treat money in your daily life.

The list of reasons you may not be rich doesn’t end at 10. Caring what your neighbors think, not being patient, having bad habits, not having goals, not being prepared, trying to make a quick buck, relying on others to handle your money, investing in things you don’t understand, being financially afraid and ignoring your finances.

Here are 10 more possible reasons you aren’t rich:

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Michael Phelps on Sacrifice and Learning from Mistakes

If you’re anything like our editorial staff, you’ve been glued to the tube cheering on U.S. swimmer Michael Phelps to his historic eight gold medals in Beijing. One of the reasons Phelps attracts such a large fan base is his likable, down-to-earth approach to life. Here are three ways Phelps maintains a healthy life balance in spite of the rigors of being an international sports icon.

1. On Sacrifice
Growing up in high school, I wasn’t hanging out with friends every day or on the weekends. Doing normal high-school things was something I was willing to give up.”

Phelps stepped out and devoted himself to a seemingly unachievable goal. Hard work does in fact pay off, and by applying your talents and avoiding the temptation to divert along the way, you’ll reach your own podium.

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4 Ways to Save Big Without Leaving Home

It’s no secret that we as Americans are tightening our belts. But before you lose your mind, sell all your possessions and move to the woods, here are easy ways to cut costs and save every month-without ever leaving the house.

1. Become Your Own Barista. If your morning routine includes a $4 trip to grab premium java, you’re spending $120 a month—or $1,400 a year! And that’s not counting the bagel or scone. These days, many high-quality espresso machines can be had for under $300. Just add grounds and you’re saving a big chunk of change… or beans.

2. Unsure About Insurance? Then maybe it’s time to compare quotes and save. Log on to a comparison site like Insurance.com or InsWeb.com, which aggregates quotes from several companies. Rates often change based on age or marital status-and simply browsing competing offers could save hundreds a year.

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The Happiness Equation

Excerpt from www.successmagazine.com, written by Lisa Ocker

What do you get when you put 100 happy people together?

Well, lots of laughs, for starters. And a few common traits, says best-selling author Marci Shimoff, who interviewed 100 unconditionally happy people for Happy for No Reason: Steps to Being Happy from the Inside Out.

Among the Happy 100, as she called them, one shared habit is focusing on the solution rather than the problem—instead of worrying or complaining, they tend to concentrate on the good in the situation and on improving it.

Another truth, “Happy people let love lead in their lives,” she says. “Although they have the same kind of fears, pains and disappointments as the rest of us, they simply have different habits that allow them to keep their hearts open in their daily lives.” One aspect of this is focusing on gratitude. “People who are happy for no reason don’t necessarily have more in their lives to be grateful for; they simply focus more often on gratitude throughout their day.”

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