The Happiness Equation

Excerpt from www.successmagazine.com, written by Lisa Ocker

What do you get when you put 100 happy people together?

Well, lots of laughs, for starters. And a few common traits, says best-selling author Marci Shimoff, who interviewed 100 unconditionally happy people for Happy for No Reason: Steps to Being Happy from the Inside Out.

Among the Happy 100, as she called them, one shared habit is focusing on the solution rather than the problem—instead of worrying or complaining, they tend to concentrate on the good in the situation and on improving it.

Another truth, “Happy people let love lead in their lives,” she says. “Although they have the same kind of fears, pains and disappointments as the rest of us, they simply have different habits that allow them to keep their hearts open in their daily lives.” One aspect of this is focusing on gratitude. “People who are happy for no reason don’t necessarily have more in their lives to be grateful for; they simply focus more often on gratitude throughout their day.”

[Read more...]

New Credit Card Offsets Carbon Footprint!

I just discovered a wonderful website (http://brighterplanet.com/act) that offers a credit card with the sole purpose of funding renewable energy projects. Here is another link (http://brighterplanet.com/impact_estimator) to a page on their site that will show you how much your monthly spending will reduce carbon emissions. In addition, Bank of America is matching 50% until December 2008.

Bright Planet was founded by Andy Rossmeissl and Jake Whitcomb, two college students who created a credit card company that funds renewable energy projects and carbon offsets with every purchase. Inspired by a forward-thinking “Environmental Economics” professor at Middlebury College in Vermont, Jake Whitcomb and Andy Rossmeissl turned a class project into a growing business. Together, they created the Brighter Planet Visa, a rewards-based credit card that provides the opportunity for consumers in the United States to contribute to renewable energy projects and fight global warming with every purchase. Over the next five years, the Brighter Planet Visa credit card will offset the effects of several million tons of carbon dioxide. We all use plastic to buy groceries, gas, cloths, and when traveling. Why not use The Brighter Planet Visa Card and begin making a difference. The greatest impact a human can have is participating in the small grass roots efforts that end up changing the world!

Save the earth, spread the word! http://brighterplanet.com/act

The Government’s Website for Financial Information

Do you want to learn how to save, invest, and manage your money better?

MyMoney.gov can help you.

MyMoney.gov is the U.S. government’s website dedicated to teaching all Americans the basics about financial education. Whether you are planning to buy a home, balancing your checkbook, or investing in your 401k, the resources on MyMoney.gov can help you do it better. Throughout the site, you will find important information from 20 federal agencies government wide. Click here to view site.

118 Ways to Save Money in College

Here is a website with invaluable information with over 118 ways to save money for help you or those you know in college .

With college tuitions increasing at record rates, frugality is no longer an option. As discussed in the book, The Millionaire Next Door, the average millionaire in the United States is frugal in his spending on cloths, cars, and other common expenses. How do you think they became millionaires in the first place?

There are only two ways to have more money at the end of the day: Spend less, save more or a combination thereof. Which one are you going to focus on? Click here to find out more.

Turn $451 Into a Million Bucks

Here is an article I saw on Yahoo with some great ideas on how to save money.

The economical challenges and energy crisis we are facing have not been seen in nearly 30 years. Regardless of what happens in the future, we must take action today to begin protecting ourselves and look at consumption in its totality, not just the environmental factors.

Save money, save resources, save the world. It starts with learning how to live within one’s means. That means spending less than you earn. I know it may be challenging, but the paradigm you choose can be one of hardship and despair or one of adventure and challenge. The choice is yours. Make it a good one!

Click here to view read the article and learn how to save $451 a month