Success Magazine: what achievers read is another great resource provided by Success Inc. with information, blogs, and availability to the monthly magazine. This is one of the best publications I continue to read on the subject of success.
Simple Truths: your daily shot of motivation
There is one thing in life that took me a long time to learn, and that’s… less is almost always more. This “simple truth” is the foundation on which our company was built. I wanted to create beautiful gift books that anyone can read in less than thirty minutes.
Start your day with the uplifting inspirational and motivational quotes of My Daily Insights.
World leaders in personal development: Your path to personal success -Nightingale-Conant is the world’s largest producer and publisher of personal development products and services. For over 45 years, it has been bringing people the information, skills, and motivation they need to create the life of their dreams.
“Audible.com offers digital books on tape for the intellectually inclined.” New York Times
Franklin and Covey is an organization that provides training and consulting, as well as systems to organize one’s life. The founder Dr. Stephen Covey is also the author of the international best selling book, The 7 Habits of Highly Effective People.
Personal and professional hand written cards sent from your computer
Watch the video at the above link and learn more about how you can have hand written cards sent to anyone for both personal and professional correspondence.
Redfin is the industry’s first online brokerage for residential real estate. We believe that technology and a consumer-centered business model mean that we can get better results for our customers, at a completely different price.
Our service is half on the Internet, half personal. Redfin’s technology combines listings with objective data, including maps, property outlines, third-party appraisals and tax records. We base our service on data-driven best practices for buying and selling a home. Our business model focuses our personnel on customer service. We employ agents directly, and we compensate agents based on customer satisfaction. We believe this approach is not only more efficient, but leads to better service.
Our core value is consumer-driven innovation. We were the first to launch a map-driven search application in 2004, and the first to offer an online home-buying service in 2006. By January of 2008, we had refunded more than $10 million in commissions to home-buyers. According to MLS records, we were also able to negotiate a lower price for our customers than other brokerages could. We offer a 100% satisfaction guarantee.
Redfin earns fees from buyers or sellers that we represent in a real estate transaction. In Seattle, we have begun an experimental program to provide a mortgage service, charging a flat fee to act as a mortgage broker. These are the only ways today that we generate revenue.
Af-flu-en-za n. 1. The bloated, sluggish and unfulfilled feeling that results from efforts to keep up with the Joneses. 2. An epidemic of stress, overwork, waste and indebtedness caused by dogged pursuit of the American Dream. 3. An unsustainable addiction to economic growth. 4. A television program that could change your life. Affluenza is a one-hour television special that explores the high social and environmental costs of materialism and overconsumption. Here you can learn more about the show, get an Affluenza diagnosis and check out resources for treatment. Don’t miss our Teacher’s Guide, available only on this Web site. Escape from Affluenza is the solution-oriented sequel to Affluenza. Hosted by Wanda Urbanska, co-author of Simple Living, Escape picks up where Affluenza left off by profiling people and organizations that are reducing consumption and waste, choosing work that reflects their values and working to live in better balance with the environment.
The website of David Back, bestselling author of the eclaimed books, The Automatic Millionaire, and Start Late Finish Rich. Chalked full of resources many of which are free.
This is a website where you can get your credit report for free. It is the nations leading site for obtaining free credit reports.
Frontline: The Secret History of Credit Cards (watch on streaming video)
In “Secret History of the Credit Card,” FRONTLINE® and The New York Times join forces to investigate an industry few Americans fully understand. In this one-hour report, correspondent Lowell Bergman uncovers the techniques used by the industry to earn record profits and get consumers to take on more debt.
“The almost magical convenience of plastic money is critical to our famously compulsive consumer economy,” Bergman says. “With more than 641 million credit cards in circulation and accounting for an estimated $1.5 trillion of consumer spending, the U.S. economy has clearly gone plastic.”
U.S. Financial Literacy and Education Commission, Providing financial education resources for all Americans.
High Tech Budgeting with Virtual Envelopes
Financial freedom doesn’t come from having a large income, instead it comes from managing the money that you earn. Discover the real key to reaching financial freedom by using the most effective money management system ever.
Mvelopes® Personal is an award-winning online home budgeting system that helps you look to the future and plan your spending accordingly. With Mvelopes you can easily create an online home budget, track all your spending, and always know exactly how much you have left to spend in every category. Mvelopes gives you access to all your financial informaiton anytime, anywhere – from home, work or your mobile home.
Moonjar: Financial Education for Kids
Moonjar moneyboxes were created as a tool for children and families to incorporate strong financial values and practices into their daily lives. Launched in 2001 by Eulalie M. Scandiuzzi, a Seattle native. Moonjar moneyboxes are used in homes and schools around the world.
Moonjar’s origination was sparked by Mrs. Scandiuzzi’s childhood exposure to the values of hard work, thoughtful decision making and strong financial ethics, paired with an anecdotal remembrance of the Rockefeller family. In his family kitchen, John D. Rockefeller kept three jars for his children’s allowances for saving, spending, and charitable giving. This model of managing money, paired with the legacy of her family’s financial management principles, moved Mrs. Scandiuzzi to create Moonjar.
The overwhelming response from Moonjar users; mothers and fathers, sons and daughters, grandparents, retailers, and financial institutions, has enforced the vital need for a fun, accessible, and affordable tool to help change how children develop a basic understanding of good money habits.
Renowned Economist, Entrepreneur, and Professor Paul Zane Pilzer
Paul Zane Pilzer is a world-renowned economist, a multimillionaire software entrepreneur, an adjunct professor, and the author of eight best-selling books and dozens of scholarly publications.
Pilzer completed Lehigh University in three years and received his MBA from Wharton in 15 months at age 22. He became Citibank’s youngest officer at age 22 and its youngest vice president at age 25. At age 24, he was appointed adjunct professor at New York University, where he taught for 21 consecutive years. Over the past 30 years, Pilzer has started and/or taken public, five companies in the areas of software, education and healthcare. He is the Founder of Zane Benefits, Inc. and Extend Health, Inc., the nation’s two leading suppliers of individualized health benefits to corporate America including Wal-Mart’s Sam’s Club.
He was an appointed economic adviser in two presidential administrations and warned of the impending $200 billion savings and loan crisis years before official Washington was willing to listen—a story that he later shared in Other People’s Money (Simon & Schuster).
Pilzer’s Unlimited Wealth (Crown) explains how we live in a world of unlimited physical resources because of rapidly advancing technology. After reading Unlimited Wealth, the late Sam Walton, founder of Wal-Mart, said that he was “amazed at Pilzer’s business capacity” and his “ability to put
Robert Kiyosaki, best selling author of the Rich Dad Poor Dad series of books
I had two dads – a rich one and a poor one.
One dad was highly educated and intelligent; he had a Ph.D. and had completed four years of under-graduate work in less than two years. He then went to Stanford University, the University of Chicago, and Northwestern University to do his advanced studies. All on full, financial scholarships.
My other dad never finished the eighth grade. Both men were successful in their careers, working hard all their lives. Both earned substantial incomes.
Yet one dad struggled financially all his life and the other dad would become one of the richest men in Hawaii. One died leaving tens of millions of dollars to his family, charities, and his church. The other left a legacy of unpaid bills. Both men were strong, charismatic, and influential. Both men offered me advice, but they did not advise the same things.
Jump$tart Washington is a not-for-profit organization that seeks to promote the personal financial literacy of Washingtonians, with our primary emphasis on youth. We are a coalition, comprised of individuals, non-profit and governmental agencies and the corporate sector, who have joined together to improve the personal financial literacy of Washington youth.
Jump$tart’s purpose is to evaluate the financial literacy of young adults; develop, disseminate, and encourage the use of standards for grades K-12; and promote the teaching of personal finance. The Jump$tart Coalition believes that all young adults need to have the financial literacy necessary to make informed financial decisions.
First convened in December, 1995, the Jump$tart Coalition for Personal Financial Literacy determined that the average student who graduates from high school lacks basic skills in the management of personal financial affairs. Many are unable to balance a checkbook and most simply have no insight into the basic survival principles involved with earning, spending, saving and investing.
Many young people fail in the management of their first consumer credit experience, establish bad financial management habits, and stumble through their lives learning by trial and error. The Coalition´s direct objective is to encourage curriculum enrichment to ensure that basic personal financial management skills are attained during the K-12 educational experience. The wheels of education do not need to be reinvented, they simply require balance.
The National Endowment for Financial Education
The National Endowment for Financial Education® (NEFE®) is the only private, nonprofit, national foundation wholly dedicated to improving the financial well-being of all Americans.
Mission
The mission of the National Endowment for Financial Education is to help individual Americans acquire the knowledge and skills necessary to take control of their financial destiny. NEFE’s mission is grounded in the belief that regardless of background or income level, financially informed individuals are better able to:
- Take control of their circumstances,
- Improve their quality of life, and
- Ensure a stable future for themselves and their families.
The National Foundation for Credit Counseling
With over 100 member agencies and more than 900 local offices throughout the country, the NFCC is the national voice for its members, which are nonprofit, mission driven, community-based agencies
Many NFCC members are known as Consumer Credit Counseling Service ® (“CCCS”). An increasing number of agencies operate under other names, but all members can be identified by the NFCC member seal. This seal represents accredited agencies with high standards, ethical practices, certified counselors, and policies and practices which help consumers achieve financial stability.
What We Do
Each year, more than one million people receive counseling and educational services from NFCC member agencies. More than one-third of all consumers who come to an NFCC agency for counseling are able to manage their debt on their own after receiving financial education and counseling.
NFCC member agencies provide a variety of services, including:
- Budget counseling and education
- Debt management plans
- Counseling referral services
- Financial literacy courses
- Housing counseling
360 Degrees of Financial Literacy
The 360 Degrees of Financial Literacy Web site offers general information for managing personal finances and does not recommend specific financial actions. For financial advice tailored to your situation, please contact an expert such as a CPA or a personal financial advisor.
www.wesabe.com: save money, spend wisely, and reach your goals
Wesabe is an online community of real people just like you, with real financial goals and concerns.
